Is Churchill Home Insurance the Right Choice for You? Find Out Here

Churchill Home Insurance reviews- Image credit FreePik
Churchill Home Insurance reviews- Image credit FreePik

Looking for a reliable home insurance policy?

Look no further than Churchill Home Insurance.

With buildings and contents cover and a range of optional extras, Churchill offers a high level of protection for your home.

With Churchill Home Plus, you can enjoy even greater peace of mind with higher levels of cover and all the extras included.

But before you buy, it’s important to understand the terms, conditions, and limits of your policy to ensure the cover is right for you.

At Churchill, home building insurance includes accidental damage to underground pipes and cables, alternative accommodation, kennel or cattery fees, and more.

Plus, with new for old covers on things like TVs and mobile phones, you can be sure your belongings are protected.

But that’s not all.

With Churchill home contents insurance, you can enjoy covering against theft or attempted theft, fire, flood, and water or oil escaping from fixed water or heating systems.

You’ll also get cover for your garden trees, shrubs, and plants, and unlimited cover for frozen or chilled food.

Looking for even more protection?

Churchill offers a range of optional extras, including family legal cover, accidental damage, personal possessions cover, and home emergency cover.

So why wait?

Protect your home with Churchill Home Insurance today and enjoy peace of mind knowing your home is in good hands.

Here are  tables breaking down everything about Churchill Home Insurance

 

Coverage Description
Accidental Damage Coverage includes underground pipes and cables that supply gas, water, electricity, and sewerage, including drains and tanks.

Also covers tracing and accessing water leaks.

Alternative Accommodation If your home has been damaged by something covered under your policy and you can’t live in it, you are eligible for alternative accommodation.
Kennel or Cattery Fees Churchill home building insurance covers the cost of a kennel or cattery fees for your pets, to ensure they are safe if you cannot take them into alternative accommodation.
Home owners’ liability This coverage protects you against legal liability as a homeowner, including damage or injury to another person.
Replacement keys and locks If your keys are stolen, or if you’ve lost them, Churchill Insurance provides coverage for the replacement of locks and keys.
Loss or Damage Churchill covers loss or damage caused by unexpected events like storms, floods, fires, escape of water, and subsidence.

A compulsory excess applies here.

Emergency Services Entrance to Property Damage caused to your home or garden by the emergency services entering your home is covered.

 

Churchill Home Contents Insurance Coverage

Coverage Description
New for Old Cover If something you own is lost or damaged, Churchill Insurance provides new-for-old cover on items like TVs or mobile phones.
Replacement keys and locks If your keys are stolen, or if you’ve lost them, Churchill home insurance provides coverage for the replacement of locks and keys.
Damage to Contents Churchill home contents insurance covers damage to your contents whilst they’re being moved to your new home.
Alternative Accommodation If your home has been damaged by something covered under your policy and you can’t live in it, you are eligible for alternative accommodation.

This coverage includes kennel/cattery fees for your pets.

Contents in Your Garden Churchill insurance covers contents in your garden, like patio furniture.
Coverage for Theft or Attempted Theft Churchill covers your home contents against theft or attempted theft, fire, flood, and water or oil escaping from fixed water or heating system including storage tanks and domestic appliances.
Coverage for Trees, Shrubs, Plants, etc Churchill provides cover for your garden trees, shrubs, plants, or lawns, including landscaping.
Special Occasions Coverage Churchill provides 10% extra contents cover for special occasions like weddings and religious festivals.
Personal and Employer’s Liability Churchill insurance also provides coverage for personal and employer liability.

This coverage protects you against legal liability for accidental injury to another

 

Home contents insurance with Churchill includes

Optional Extras Coverage
Family Legal Cover Help with legal costs in case of disputes with a neighbor or for faulty goods or services
Accidental Damage Coverage for accidental damage, such as dropping a pan on a glass cooker top or spilling red wine on your sofa
Personal Possessions Coverage for personal belongings like jewelry, mobiles, and laptops outside the home for up to 60 days worldwide
Home Emergency Cover Coverage for emergencies like a failed central heating or power outage.

A trained professional will be sent out to sort the issue and cover up to £500 for each call-out

 

Conclusion

Churchill Home Insurance provides customers with coverage for their buildings and contents, including a range of optional extras for an additional premium.

Churchill Home Plus offers even higher levels of coverage and includes all the extras of their standard Home Insurance.

The policy covers damage to underground pipes and cables, accidental damage, kennel or cattery fees, loss or damage caused by unexpected events, replacement keys and locks, and more.

Optional extras include family legal cover, accidental damage, personal possessions cover, and home emergency cover.

Churchill Insurance is underwritten by UK Insurance Limited.

 

Read: Home Insurance Claim Adjuster Secret Tactics They Don’t Want You To Know!

References

Churchill Home Insurance Website

Leave a Comment